Standard Bank Student Loan: How It Works and How to Apply

Status checked 16 September 2026: Standard Bank still offers student loans for full-time and part-time students, with or without surety, and it invites you to get a quote before you apply. Interest rates and fees change with the prime rate.

Standard Bank is a leading financial services provider in South Africa, offering a wide range of banking and financial products.

Their student loan program is designed to assist students in pursuing their academic goals by providing financial support for tuition fees, accommodation, textbooks, and equipment.

About Standard Bank Student Loan

The Standard Bank Student Loan is a flexible financial solution tailored to the needs of students.

It offers funding for various educational expenses, including:

1. Tuition fees: There’s no maximum limit, but the amount granted depends on your affordability.
2. Accommodation: Up to R60,000 per year (requires a lease agreement).
3. Textbooks and study equipment: Up to R20,000 with proof of costs, or up to R6,000 without proof.

Standard Bank Student Loan Eligibility Criteria

To qualify for the Standard Bank Student Loan, you must meet the following criteria:

1. Minimum loan amount: R5,000, regardless of the category you apply for.
2. Course duration: A minimum of 3 months.
3. Institution: Studying at or accepted into an accredited institution (SAQA, SETA, DHE, Umalusi, or SACAA-approved Flight Schools).

Standard Bank Student Loan Application Requirements

When applying for the Standard Bank Student Loan, you’ll need to provide the following documents:

1. Identity document
2. Proof of residence
3. Academic transcripts or acceptance letter
4. Proof of income (if applicable)
5. Lease agreement (for accommodation)
6. Quotes for textbooks and equipment

How to Apply

The application process for the Standard Bank Student Loan can be completed online or at a Standard Bank branch.

You’ll need to provide the required documentation and complete the application form.

How to Contact Standard Bank

For inquiries or to apply for the Standard Bank Student Loan, you can contact them using the following information:

1. South Africa: 0860 123 000
2. International: +2710 824 1515